LESMANA, A. W. .; HIDAYAT, S. . THE INFLUENCE OF EDUCATIONAL BACKGROUND, FINANCIAL LITERACY, AND FINANCIAL PLANNING ON THE FINANCIAL BEHAVIOR OF MSME (CASE STUDY IN MSMES IN THE JAMBANGAN SUB-DISTRICT, SURABAYA CITY). International Journal of Economy, Education and Entrepreneurship (IJE3), [S. l.], v. 3, n. 3, p. 783–795, 2023. DOI: 10.53067/ije3.v3i3.206. Disponível em: https://ije3.esc-id.org/index.php/home/article/view/206. Acesso em: 3 aug. 2026.