International Journal of Economy, Education and Entrepreneurship (IJE3) https://ije3.esc-id.org/index.php/home Indexing en-US <p>Copyright @2021. This is an open-access article distributed under the terms of the Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License (<a href="http://creativecommons.org/licenses/by-nc-sa/4.0">http://creativecommons.org/licenses/by-nc-sa/4.0/</a>) which permits unrestricted non-commercial used, distribution and reproduction in any medium </p> khaeruman@esc-id.org (Khaeruman) ije3@esc-id.org (Tabroni) Mon, 25 Aug 2025 15:01:49 +0000 OJS 3.2.1.2 http://blogs.law.harvard.edu/tech/rss 60 THE ROLE OF LEADERSHIP AND WORK DISCIPLINE ON COMPETENCY AND ITS IMPLICATIONS ON THE PERFORMANCE OF ELEMENTARY SCHOOL TEACHERS IN PAGELARAN DISTRICT, PANDEGLANG REGENCY https://ije3.esc-id.org/index.php/home/article/view/393 <p>The results of the first hypothesis test showed no influence of leadership on teacher performance at SDN Teachers in Pagelaran District. This result does not support the proposed hypothesis (rejected) The results of the second hypothesis test showed a significant positive influence of work discipline on teacher performance at SDN Teachers in Pagelaran District. This result supports the proposed hypothesis (accepted). The results of the third hypothesis test showed no influence of competence on teacher performance at SDN Teachers in Pagelaran District. This result does not support the proposed hypothesis (rejected). The results of the fourth hypothesis test showed a positive and significant influence of leadership on competence at SDN Teachers in Pagelaran District. This result supports the proposed hypothesis (accepted). The results of the fifth hypothesis test showed a significant positive influence of work discipline on competence at SDN Teachers in Pagelaran District. This result supports the proposed hypothesis (accepted). The results of the sixth hypothesis test showed that competence could not mediate the influence of leadership on teacher performance at SDN Teachers in Pagelaran District. This result does not support the proposed hypothesis (rejected). The results of the seventh hypothesis test showed that competence could mediate the influence of work discipline on teacher performance at SDN Teachers in Pagelaran District. This result supports the proposed hypothesis (accepted). This study provides important insights for improving the performance of teachers at SDN Pagelaran District, Pandeglang Regency by emphasizing the importance of humanistic leadership, improving teacher performance and creating a better work environment. This strategy can create more productive teacher performance.</p> Teti Yuliawati, Tata Rustandi, Angrian Permana Copyright (c) 2025 Teti Yuliawati, Tata Rustandi, Angrian Permana https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/393 Fri, 08 Aug 2025 00:00:00 +0000 THE EFFECT OF PEDAGOGICAL COMPETENCE AND ORGANIZATIONAL CULTURE ON CREATIVITY AND ITS IMPLICATIONS ON THE PERFORMANCE OF ELEMENTARY SCHOOL TEACHERS IN LABUAN DISTRICT, PANDEGLANG REGENCY https://ije3.esc-id.org/index.php/home/article/view/408 <p>This study aims to analyze the influence of pedagogical competence and organizational culture on creativity and its implications on the performance of elementary school teachers in Labuan District, Pandeglang Regency. Specifically, this study examines the relationship between personality and organizational culture, the relationship between personality and teacher performance through organizational culture as an intervening variable, the relationship between the work environment and organizational culture, the relationship between the teacher's work environment and organizational culture in Cipeucang District Elementary School, and the relationship between organizational culture and teacher performance. The research method used is quantitative with a descriptive approach and associative survey. The study population consisted of 98 civil servant teachers in Cipeucang District Elementary School, Pandeglang Regency, who also served as research samples. The research instrument was a questionnaire with a Likert scale, while data analysis was carried out using regression techniques using the Smart PLS tool.</p> <p>The results of this study indicate that pedagogical competence and organizational culture have a positive effect on teacher creativity, which in turn improves performance. However, when organizational culture is considered as an intervening variable, personality does not significantly influence teacher performance. Furthermore, organizational culture has been shown to act as an intervening variable, but the work environment does not show a significant effect. These findings emphasize the importance of strengthening pedagogical competence and developing a conducive organizational culture to enhance teacher creativity and performance. This study provides practical implications for elementary school management, particularly in building an organizational culture that supports teacher professionalism.</p> Enong Srimarwati, Tata Rustandi, Angrian Permana Copyright (c) 2025 Enong Srimarwati, Tata Rustandi, Angrian Permana https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/408 Fri, 08 Aug 2025 00:00:00 +0000 THE EFFECT OF ACADEMIC SUPERVISION AND TRAINING ON THE IMPLEMENTATION OF TEACHER PROFESSIONALISM AND ITS IMPLICATIONS ON ELEMENTARY SCHOOL TEACHERS' PERFORMANCE IN PULOSARI DISTRICT https://ije3.esc-id.org/index.php/home/article/view/407 <p>This research is motivated by findings that indicate the low effectiveness of academic supervision, limited training, low teacher professionalism, and less than optimal teacher performance in elementary schools. These problems were identified through primary and secondary data obtained from the research location. The main objective of this study is to examine the influence of academic supervision and training on teacher professionalism, and to examine how these factors impact teacher performance improvement. The study was conducted at a public elementary school in Pulosari District, Pandeglang Regency. The study population involved 203 teachers with a sample of 135 respondents. The method used was a quantitative approach with a Likert-scale questionnaire instrument, while data analysis was conducted using Smart PLS regression.</p> <p>The results of the study indicate that academic supervision and training have a positive and significant effect on teacher professionalism. Furthermore, teacher professionalism plays a significant role as a mediating variable, strengthening the influence of academic supervision and training on teacher performance. In other words, the better the academic supervision and training provided, the higher the level of teacher professionalism, which ultimately impacts performance improvement. The conclusion of this study confirms that improving the quality of academic supervision, training, and teacher professionalism is a strategic factor in optimizing the performance of educators in elementary schools.</p> Irnawati Irnawati, Tata Rustandi, Angrian Permana Copyright (c) 2025 Irnawati, Tata Rustandi, Angrian Permana https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/407 Fri, 08 Aug 2025 00:00:00 +0000 PATH ANALYSIS OF THE INFLUENCE OF JOB CHARACTERISTICS, PERSONALITY, AND JOB SATISFACTION ON THE PERFORMANCE OF COMMUNITY HEALTH CENTER NURSES IN SOUTH TANGERANG CITY https://ije3.esc-id.org/index.php/home/article/view/406 <p>This study aims to analyze strategies for improving the performance of community health center nurses in South Tangerang City by strengthening job characteristics, personality, and job satisfaction. The study used a quantitative approach with a survey method involving 141 nurses from seven subdistricts, including Serpong, North Serpong, Pondok Aren, Ciputat, East Ciputat, Pamulang, and Setu. Data analysis was performed using path analysis to test the direct and indirect effects between variables. The results showed that job characteristics, personality, and job satisfaction had a direct, positive, and significant effect on nurse performance. Job characteristics and personality also had a direct, positive, and significant effect on job satisfaction. Furthermore, job satisfaction was found to mediate the relationship between job characteristics and personality on performance, although the mediating effect was not stronger than the direct effect.</p> <p>These findings confirm that job satisfaction plays an important role as a mechanism in bridging individual and job factors with performance, although its effectiveness as a mediator is partial. Theoretically, this study expands the understanding of the causal relationship between variables in the context of primary health care. Practically, the research results can be used as a basis for Puskesmas management to design policies to improve nurse performance through strengthening job design, personality development, and strategies to increase job satisfaction.</p> Ading Sunarto, Anoesyirwan Moeins, Widodo Sunaryo Copyright (c) 2025 Ading Sunarto, Anoesyirwan Moeins, Widodo Sunaryo https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/406 Fri, 08 Aug 2025 00:00:00 +0000 THE INFLUENCE OF PEDAGOGICAL COMPETENCE AND ORGANIZATIONAL CULTURE ON CREATIVITY AND ITS IMPLICATIONS FOR THE PERFORMANCE OF ELEMENTARY SCHOOL TEACHERS IN LABUAN SUBDISTRICT, PANDEGLANG REGENCY https://ije3.esc-id.org/index.php/home/article/view/405 <p>This research is motivated by findings regarding the still low pedagogical competence, organizational culture, creativity, and performance of teachers in Public Elementary Schools in Labuan District, Pandeglang Regency. This study aims to analyze the influence of pedagogical competence, organizational culture, and creativity on teacher performance. The research method used is quantitative with a population of 91 civil servant teachers who also served as samples. The research instrument was a questionnaire using a Likert scale, while the data analysis technique used regression with the help of Smart PLS.</p> <p>The results of the study indicate that pedagogical competence has a positive and significant effect on teaching creativity and teacher performance. Organizational culture was also shown to have a positive and significant effect on teaching creativity and teacher performance. Furthermore, teaching creativity acts as a mediating variable, strengthening the influence of pedagogical competence and organizational culture on teacher performance. In conclusion, the better pedagogical competence, teaching creativity, and organizational culture, the more teacher performance will improve.</p> Siti Asiah, Tata Rustandi, Angrian Permana Copyright (c) 2025 Siti Asiah, Tata Rustandi, Angrian Permana https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/405 Fri, 08 Aug 2025 00:00:00 +0000 THE EFFECT OF SCHOOL OPERATIONAL ASSISTANCE AND TRANSFORMATIONAL LEADERSHIP ON THE QUALITY OF LEARNING AND ITS IMPLICATIONS ON THE QUALITY OF EDUCATION IN PUBLIC ELEMENTARY SCHOOLS IN CIMANGGU DISTRICT PANDEGLANG REGENCY https://ije3.esc-id.org/index.php/home/article/view/404 <p>This research is motivated by the still weak management of BOS funds, transformational leadership, learning quality, and education quality in Public Elementary Schools in Cimanggu District, Pandeglang Regency. The purpose of this study is to analyze the influence of BOS fund management and transformational leadership on learning quality and its implications for education quality. The method used is quantitative with a population of 324 teachers and a sample of 125 respondents. The research instrument was a questionnaire with a Likert scale, while data analysis used regression with the help of Smart PLS. The results of the study indicate that BOS fund management and transformational leadership have a positive and significant effect on learning quality and education quality. In addition, learning quality is also proven to have a positive and significant effect on education quality. The conclusion of this study confirms that the better the management of BOS funds and transformational leadership, the higher the quality of learning which has an impact on improving the quality of education in Public Elementary Schools in Cimanggu District.</p> Acep Taryudin S, Tata Rustandi, Angrian Permana Copyright (c) 2025 Acep Taryudin S, Tata Rustandi, Angrian Permana https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/404 Fri, 08 Aug 2025 00:00:00 +0000 THE INFLUENCE OF PRINCIPAL LEADERSHIP AND COMPETENCE ON WORK CULTURE AND ITS IMPLICATIONS ON THE PERFORMANCE OF PRINCIPAL TEACHERS IN PICUNG DISTRICT, PANDEGLANG REGENCY https://ije3.esc-id.org/index.php/home/article/view/403 <p>The low teacher work culture, weak principal leadership, and suboptimal principal competency are the background of this study because these conditions affect teacher performance. The main focus of this study is to examine the influence of principal leadership and competency on work culture, and its impact on teacher performance. The research approach used is quantitative with a survey method. The research subjects included 205 public elementary school teachers in Picung District, Pandeglang Regency, with a sample of 135 people determined using a proportional technique. Data were collected using a Likert-based questionnaire instrument, then analyzed through regression with the help of SmartPLS software.</p> <p>Research findings show that principal leadership has a positive and significant influence on both work culture and teacher performance. Similarly, principal competence has been shown to have a positive and significant impact on both work culture and teacher performance. Furthermore, work culture serves as a mediating variable, strengthening the relationship between principal leadership and competence and improved teacher performance. It can be concluded that the more effective the leadership and the more optimal the principal's competence, the better the work culture developed among teachers. Ultimately, this condition encourages improved teacher performance and contributes to higher quality education.</p> Titin Supriatin, Tata Rustandi, Angrian Permana Copyright (c) 2025 Titin Supriatin, Tata Rustandi, Angrian Permana https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/403 Fri, 08 Aug 2025 00:00:00 +0000 THE INFLUENCE OF WORK CULTURE AND PROFESSIONAL DEVELOPMENT ON TEACHER QUALITY AND ITS IMPACT ON LEARNING QUALITY AT PUBLIC ELEMENTARY SCHOOLS IN SAKETI DISTRICT, PANDEGLANG REGENCY https://ije3.esc-id.org/index.php/home/article/view/402 <p><strong>This study aims to explore the influence of professional ethics and work discipline on teacher performance, as well as to examine the mediating role of teacher professionalism among public elementary school teachers in Banjar District, Pandeglang Regency. The primary focus of the study is to identify the direct and indirect effects of these variables on improving teacher performance. The research method employed a quantitative approach using regression analysis techniques using Structural Equation Modeling-Partial Least Squares (SEM-PLS). The study sample included 100 respondents drawn from a population of 163 public elementary school teachers, providing an empirical overview of the relationships between the variables.</strong></p> <p><strong>The results indicate that professional ethics has a positive and significant effect on teacher professionalism and on teacher performance. Similarly, work discipline has been shown to have a significant positive effect on both teacher professionalism and teacher performance. Furthermore, teacher professionalism itself has a positive and significant effect on teacher performance. The mediation test also demonstrated that professional ethics and work discipline significantly influence teacher performance through teacher professionalism. These findings emphasize the importance of implementing professional ethics and work discipline as key factors driving teacher professionalism. Improving professionalism can ultimately strengthen teacher performance, so policies and evaluations are needed that support efforts to improve the quality of education.</strong></p> Tatu E. Inayati, Tata Rustandi, Angrian Permana Copyright (c) 2025 Tatu E. Inayati, Tata Rustandi, Angrian Permana https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/402 Fri, 08 Aug 2025 00:00:00 +0000 THE INFLUENCE OF WORK CULTURE AND PROFESSIONAL DEVELOPMENT ON TEACHER QUALITY AND ITS IMPACT ON LEARNING QUALITY AT PUBLIC ELEMENTARY SCHOOLS IN SAKETI DISTRICT, PANDEGLANG REGENCY https://ije3.esc-id.org/index.php/home/article/view/401 <p>This research was conducted at public elementary schools in Saketi District, Pandeglang Regency. The background of this study lies in the issues related to work culture, professional development, teacher quality, and learning quality. The purpose of this study is to analyze the influence of work culture and professional development on teacher quality, as well as the effect of teacher quality on learning quality. In addition, this study aims to determine whether teacher quality mediates the relationship between work culture and learning quality. The method used is quantitative, with a population of 259 and a sample size of 90. The analytical tool applied is regression analysis using Smart PLS software.</p> <p>The results of this research indicate that organizational culture and professional development have a positive and significant effect on teacher quality, and teacher quality has a positive and significant effect on learning quality. Furthermore, the findings reveal that teacher quality mediates the relationship between work culture and professional development on learning quality. It can be concluded that better work culture and professional development will improve teacher quality and, in turn, enhance learning quality. When teacher quality increases, work culture and professional development will contribute to improving learning quality.</p> Eneng Nurhasanah, Tata Rustandi, Angrian Permana Copyright (c) 2025 Eneng Nurhasanah, Tata Rustandi, Angrian Permana https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/401 Fri, 08 Aug 2025 00:00:00 +0000 THE EFFECT OF CASH MANAGEMENT SYSTEM EFFECTIVENESS AND GOVERNMENT CREDIT CARD ON FRAUD INDICATIONS THROUGH THE INTERNAL CONTROL SYSTEM https://ije3.esc-id.org/index.php/home/article/view/400 <p>This research aims to empirically test and analyze the effectiveness of the <strong>Cash Management System (CMS)</strong> and the <strong>Government Credit Card (KKP)</strong> on <strong>fraud indications</strong>, while also assessing the role of <strong>internal control systems (ICS)</strong> as a mediating variable. The research was conducted across work units of the <strong>Central Bureau of Statistics (BPS)</strong> in South Sulawesi Province using a <strong>quantitative explanatory</strong> approach. Data were collected through questionnaires administered to <strong>96 financial management officials</strong>, including Budget User Authorities, Commitment Making Officials, Payment Order Signatories, and Expenditure Treasurers. The data were analyzed using the <strong>Partial Least Squares - Structural Equation Modeling (PLS-SEM)</strong> method.</p> <p>The results indicate that the effectiveness of CMS and KKP significantly influences internal control systems. However, internal control systems do <strong>not have a significant effect on fraud indications</strong> and <strong>do not serve as a mediating variable</strong>. This means that the influence of CMS and KKP on fraud is <strong>direct</strong>, and not mediated through internal control systems. These findings suggest that the implementation of non-cash transactions such as CMS and KKP plays a direct role in reducing fraud risks, even though the current internal control systems are not yet sufficiently effective as an intervention mechanism. Therefore, <strong>strengthening and restructuring internal controls</strong> is necessary to enhance their role in fraud prevention. This study provides practical implications for government institutions in promoting financial transparency through digital payment systems and in reinforcing control over the use of public funds.</p> Relcy Ashari, Muh. Ashary Anshar, Maryam Nurdin Copyright (c) 2025 Relcy Ashari, Muh. Ashary Anshar, Maryam Nurdin https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/400 Fri, 08 Aug 2025 00:00:00 +0000 THE INFLUENCE OF WORK EXPERIEMCE, EDUCATION AND TRAINING ON CAREER DEVELOOMENT OF BPS (CENTEAL STATISTICS AGENCY) EMPLOYEES IN SOUTH SULAWESI THOROUGH THE MEDIATING ROLE OF WORK ACHIEVEMENT USING INTERVENING VARIABLE https://ije3.esc-id.org/index.php/home/article/view/399 <p>This study aims to analyze the influence of work experience, education, and training on employee career development, with work performance as an intervening variable, at the Central Statistics Agency (BPS) of South Sulawesi Province. The study used a quantitative approach with survey methods and path analysis to examine the relationships between variables. The results showed that work experience directly had no significant effect on career development, but through work performance, work experience had a positive and significant influence. Education and training had a positive and significant effect on both work performance and career development, demonstrating the importance of improving employee competency. Work performance proved to be a key factor in driving career development, acting as a bridge between experience or education and career advancement. This study confirms that career development at BPS of South Sulawesi Province is more influenced by actual work results than administrative factors such as seniority, so that self-development strategies through education, training, and performance achievement are key to employee career success.</p> Yusdayana Yusdayana, Muspa Muspa, Moh. Hatta Copyright (c) 2025 Yusdayana, Muspa, Moh. Hatta https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/399 Fri, 08 Aug 2025 00:00:00 +0000 THE INFLUENCE OF TRAINING AND PERSONALITY ON EMPLOYEE JOB SATISFACTION WITH MOTIVATION AS AN INTERVENING VARIABLE AT PT BANK PEMBANGUNAN DAERAH PAPUA, SENTANI BRANCH OFFICE https://ije3.esc-id.org/index.php/home/article/view/398 <p>This study aims to examine the influence of training and personality on employee job satisfaction with motivation as an intervening variable at PT Bank Pembangunan Daerah Papua, Sentani Branch Office. The research was conducted at PT Bank Pembangunan Daerah Papua, Sentani Branch Office, over a period of two months, from May to June 2025. The population and sample in this study consisted of 70 employees from PT Bank Pembangunan Daerah Papua, Sentani Branch. This study used a survey method by distributing questionnaires to the research subjects. The statistical method used to test the hypotheses was Partial Least Squares (PLS) with the help of the SmartPLS application.</p> <p>The results of the analysis showed that training has a positive and significant effect on motivation; personality has a positive and significant effect on motivation; training has a positive and significant effect on job satisfaction; personality has a positive but not significant effect on job satisfaction; employee motivation has a positive and significant effect on job satisfaction; training has a positive and significant effect on job satisfaction through motivation as an intervening variable; and personality has a positive and significant effect on job satisfaction through motivation as an intervening variable.</p> Ika Rahmawaty, Mashur Razak, Megawaty Megawaty Copyright (c) 2025 Ika Rahmawaty, Mashur Razak, Megawaty https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/398 Fri, 08 Aug 2025 00:00:00 +0000 THE INFLUENCE OF EDUCATION LEVEL AND EMPLOYMENT SECTOR ON PER CAPITA CALORIE CONSUMPTION IN MAKASSAR CITY WITH INCOME AS AN INTERVENING VARIABLE” https://ije3.esc-id.org/index.php/home/article/view/397 <p>This study aims to analyze the influence of education level and employment sector on per capita calorie consumption in Makassar City, with income as an intervening variable. Calorie consumption, as an indicator of the nutritional status of the population, is influenced by various factors, including education level and the type of employment sector, which ultimately determine household income. The research employs a quantitative approach using Structural Equation Modeling (SEM) based on Partial Least Squares (PLS). The data were obtained from the March 2023 National Socio-Economic Survey (SUSENAS), involving 868 households and a total of 1,245 respondents in Makassar City.</p> <p>The findings reveal that (1).the education level has a negative and insignificant effect on income. (2).The employment sector has a positive and significant effect on income. (3).Income has a positive and significant effect on per capita calorie consumption. (4).Education level has a positive and significant effect on per capita calorie consumption. (5). The employment sector also has a positive and significant effect on per capita calorie consumption. (6) education level positively and significantly affects per capita calorie consumption through income. (7) the employment sector positively and significantly affects per capita calorie consumption through income. These findings are expected to provide valuable insights for local governments in formulating poverty alleviation and community welfare improvement policies.</p> Ramin Ramin, Muh. Ashary Anshar, Rachman Suwandaru Copyright (c) 2025 Ramin, Muh. Ashary Anshar, Rachman Suwandaru https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/397 Fri, 08 Aug 2025 00:00:00 +0000 THE INFLUENCE OF TRANSPARENCY, ACCOUNTABILITY, AND INTEGRITY ON EMPLOYEE PERFORMANCE AT THE REGIONAL REVENUE MANAGEMENT AGENCY OF JAYAPURA REGENCY, PAPUA PROVINCE https://ije3.esc-id.org/index.php/home/article/view/396 <p>This study aims to analyze the influence of transparency, accountability, and integrity on employee performance at the Regional Revenue Management Agency of Jayapura Regency, Papua Province. The research is grounded in the importance of applying good governance principles to enhance the effectiveness and efficiency of employee performance, particularly within local government institutions that play a strategic role in managing regional revenue. This research uses a quantitative method with an associative approach. Data were collected through questionnaires distributed to a number of respondents who are employees of the agency. Data analysis was conducted using SPSS software. The population of this study consisted of all 63 employees of the Regional Revenue Management Agency of Jayapura Regency, Papua Province. The results of the study indicate that:(1) Transparency has a positive and significant effect on employee performance at the Regional Revenue Management Agency of Jayapura Regency;(2) Accountability has a positive and significant effect on employee performance at the same institution; (3) Integrity also has a positive and significant effect on employee performance.</p> Gracesela Karolina Thaime, Muspa Muspa, Muh. Ashary Anshar Copyright (c) 2025 Gracesela Karolina Thaime, Muspa, Muh. Ashary Anshar https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/396 Fri, 08 Aug 2025 00:00:00 +0000 EVALUATING TRAINING EFFECTIVENESS WITH KIRKPATRICK MODEL AT PT. BUANA CENTRA SWAKARSA https://ije3.esc-id.org/index.php/home/article/view/395 <p>This study aims to evaluate the effectiveness of the training program at PT. Buana Centra Swakarsa (BCS) using the Kirkpatrick Evaluation Model, which consists of four levels: reaction, learning, behavior, and outcome. The research method used is descriptive quantitative, involving all training participants as respondents. Data were collected through questionnaires, pre- and post-tests, interviews, observations, and secondary data related to costs and company performance.</p> <p>The results of the study indicate that (1) at Level 1, participants were satisfied with the training; (2) at Level 2, there was a significant increase in post-test results compared to the pre-test; (3) at Level 3, the training resulted in positive behavioral changes in the workplace; and (4) at Level 4, the training made a positive and significant contribution to improving work results and company efficiency. However, there are indications that learning strategies need to be adjusted in certain months to ensure a more even distribution of the training's impact. This study concludes that training at PT. BCS is categorized as effective, but improvements in distribution, cost efficiency, and follow-up programs are needed for more optimal results</p> Denardo Denardo Copyright (c) 2025 Denardo Denardo https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/395 Fri, 08 Aug 2025 00:00:00 +0000 FROM LITERACY TO LEADERSHIP: THE IMPACT OF FEMALE EDUCATION ON COMMUNITY DEVELOPMENT IN AFGHANISTAN https://ije3.esc-id.org/index.php/home/article/view/375 <p>Female education is a critical factor influencing social and economic development in Afghanistan, yet numerous cultural, economic, and infrastructural barriers continue to limit girls’ access to education. This study explores the impact of female education on community development in Afghanistan, aiming to identify the key benefits, challenges, and effective strategies to enhance educational access for women. The research employed a quantitative methodology, collecting data through structured questionnaires distributed electronically via WhatsApp, email, and Facebook. A total of 110 female students aged 20 to 25 from Vision Higher Education and Research Institute, representing Medical, Computer Science, and Education faculties, participated in the study. The findings indicate that female education significantly contributes to leadership opportunities, poverty reduction, improved health outcomes, and economic growth within Afghan communities. However, cultural norms and traditions remain the most significant barriers, alongside security concerns and economic hardship. Participants identified building more schools, promoting e-learning, and community awareness programs as effective methods to improve female educational access. Additionally, technology plays a multifaceted role in facilitating flexible learning, expanding educational resources, and empowering women through entrepreneurial skill development. In conclusion, the study underscores that female education is a powerful catalyst for community development in Afghanistan but is constrained by complex social and infrastructural challenges. Addressing these obstacles requires comprehensive strategies that combine infrastructure development, technological integration, and socio-cultural engagement. These findings provide valuable insights for policymakers, educators, and stakeholders committed to advancing female education and fostering sustainable development in Afghanistan.</p> Oranos Sekandari, Eidia Ghafori, Mursal Ebrahimi, Negin Hajizadah, Quraishi Tamanna, Wajia kakar, Behishta Murady Copyright (c) 2025 Oranos Sekandari, Eidia Ghafori, Mursal Ebrahimi, Negin Hajizadah, Quraishi Tamanna, Wajia kakar, Behishta Murady https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/375 Fri, 08 Aug 2025 00:00:00 +0000 IMPACT OF LOAN TO DEPOSIT RATIO AND QUICK RATIO ON RETURN ON ASSETS WITH FIRM SIZE AS A MODERATING VARIABLE: A STUDY ON ASEAN BANKING SECTOR (2012-2020) https://ije3.esc-id.org/index.php/home/article/view/392 <p>The study aims to determine the effect of Loan to Deposit Ratio (LDR) and Quick Ratio (QR) on Return On Assets (ROA) moderated by Firm Size and their impact on Price Earning Ratio (PER). The study uses companies in the banking subsector listed on the Southeast Asian Stock Exchange from 2012 to 2020 as the object. The data are secondary, collected from company annual reports. Samples were chosen purposively, obtaining 25 companies with complete financial reporting, resulting in 225 samples. Analysis methods include descriptive analysis, classical assumptions testing, moderated regression analysis (MRA), multiple linear regression, partial testing (t-test), and simultaneous testing (F-test). Results show that LDR has a significant effect on ROA; QR has no significant effect on ROA; together LDR and QR significantly affect ROA simultaneously. Firm Size does not moderate the relationship between LDR and ROA, nor between QR and ROA. ROA has no significant effect on PER.</p> Sukirno Sukirno, Mega Rahayu Copyright (c) 2025 Sukirno, Mega Rahayu https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/392 Fri, 08 Aug 2025 00:00:00 +0000 THE ROLE OF LEADERSHIP STYLE AND WORK ENVIRONMENT ON TEACHER PERFORMANCE THROUGH WORK MOTIVATION OF PUBLIC ELEMENTARY SCHOOL TEACHERS IN CARITA DISTRICT, PANDEGLANG REGENCY https://ije3.esc-id.org/index.php/home/article/view/391 <p>1</p> <p>Elementary school education is the most important educational process in student development. This is because elementary school is the source of basic education for children to acquire knowledge after they are educated by their parents at home. This study aims to determine the direct influence of leadership style and work environment on teacher performance and work motivation at SDN Carita District, Pandeglang Regency, as well as the indirect influence of both through work motivation on teacher performance. This research method is quantitative research to analyze the causal relationship between variables. This causal research uses quantitative data from a population of 60 teachers at SDN Carita District, Pandeglang Regency, with a saturated sample method. The Likert scale is used to measure respondents' attitudes and perceptions of social phenomena.</p> <p>The results of the study show that leadership style has a significant positive effect on teacher performance (coefficient 0.216,p-value0.007) and work motivation (coefficient 0.189,p-value0.037). The work environment has a very strong influence on teacher performance (coefficient 0.675,p-value0.000) and work motivation (coefficient 0.799,p-value0.000). Work motivation also has a significant effect on teacher performance (coefficient 0.562,p-value0.025), with an indirect influence of leadership style and work environment through work motivation. The study shows that leadership style and work environment have a positive and significant effect on teacher performance at SDN Carita District, Pandeglang Regency. Leadership style increases work motivation, which also contributes to teacher performance. The work environment has a very strong influence on motivation and performance. The indirect influence of leadership style and work environment through work motivation is also significant, confirming the importance of good management to improve teacher performance sustainably.</p> Ade Juhaeni, Tata Rustandi, Angrian Permana Copyright (c) 2025 Ade Juhaeni, Tata Rustandi, Angrian Permana https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/391 Fri, 08 Aug 2025 00:00:00 +0000 THE INFLUENCE OF LEADERSHIP AND FINANCIAL COMPENSATION ON EMPLOYEE PERFORMANCE WITH WORK ENVIRONMENT AS A MEDIATING VARIABLE AT THE PANDEGLANG REGIONAL REVENUE OFFICE https://ije3.esc-id.org/index.php/home/article/view/389 <p>The purpose of this study is to identify the direct and indirect effects of these variables on employee performance through the work environment. The method used is <em>Structural Equation Modeling </em>- <em>Partial Least Squares </em>(SEM-PLS) with a quantitative approach, involving 90 respondents from 97 ASN population. The results showed that leadership has a positive and significant influence on the work environment (β=0.310; t=2.904; p=0.004), and affects employee performance (β=0.287; t=3.186; p=0.002). Financial compensation has a significant positive effect on the work environment (β=0.664; t=6.442; p=0.000), and affects employee performance (β=0.271; t=2.226; p=0.026). The work environment itself has a positive and significant influence on work productivity (β=0.432; t=3.559; p=0.000). In addition, leadership and incentives have a significant effect on employee performance through the work environment, with coefficient values β = 0.134 (t=2.124; p=0.034) and β = 0.286 (t=3.270; p=0.001).This research provides important insights for improving the performance of ASN employees of the Regional Revenue Agency (DISPENDA) of Pandeglang Regency by emphasizing the importance of humanist leadership, increasing financial compensation and making the work environment better. These strategies can create more productive employee performance.</p> Ratih Supriatih, Tata Rustandi, Angrian Permana Copyright (c) 2025 Ratih Supriatih, Tata Rustandi, Angrian Permana https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/389 Fri, 08 Aug 2025 00:00:00 +0000 THE EFFECT OF DEBT AND DIVIDEND POLICIES ON COMPANY VALUE IN PT UNILEVER INDONESIA Tbk LISTED ON THE NDONESIA STOCK EXCHANGE FOR THE PERIOD 2014-2023 https://ije3.esc-id.org/index.php/home/article/view/388 <p>This study aims to determine the effect of Debt-to-Equity Ratio and Dividend Payout Ratio on Firm Value (Earnings Per Share) at PT Unilever Indonesia Tbk, listed on the Indonesia Stock Exchange, for the 2014-2023 period. The research method used is an associative method with a quantitative approach. The data analysis used is descriptive statistical test, classical assumption test, regression analysis, coefficient of determination, T test, and F test. Based on the partial test results, the Debt Policy (Debt to Equity Ratio) has a significant negative effect on Company Value (Earnings Per Share) where the calculated T is -4.001 &gt; T table 2.3646 with a significance value of 0.005 &lt; 0.05 and partially the Dividend Policy (Dividend payout Ratio) does not have a significant positive effect on Company Value (Earnings Per Share) where the calculated t is 0.312 &lt; t table 2.364 with a significance value of 0.764 &gt; 0.05. Meanwhile, simultaneously, Debt Policy (Debt to Equity Ratio) and Dividend Policy (Dividend Payout Ratio) significantly influence Firm Value (Earnings Per Share), with the calculated F-value of 10.280 &gt; F-table 4.74, with a significance value of 0.008 &lt; 0.05. Furthermore, the Adjusted R-square value of 0.673 was obtained, indicating that the Debt Policy (Debt to Equity Ratio) and Dividend Policy (Dividend Payout Ratio) variables were able to explain 67.3% of Firm Value (Earnings Per Share), while the remaining 32.7% was influenced by other factors not examined in the study.</p> Lisdawati Lisdawati, Novia Rahmasari Copyright (c) 2025 Lisdawati, Novia Rahmasari https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/388 Fri, 08 Aug 2025 00:00:00 +0000 IMPLEMENTATION OF FACIAL RECOGNITION TECHNOLOGY AS A SERVICE INNOVATION FOR TRAIN PASSENGERS AT TUGU STATION, YOGYAKARTA https://ije3.esc-id.org/index.php/home/article/view/387 <p>Face Recognition (FR) is a facial recognition technology used for check-in upon train departure. This study aims to determine the implementation of facial recognition technology in the passenger service system and identify the technical and non-technical challenges encountered. This study employed qualitative methods, collecting data using observation, documentation, and interviews. The interview method used was followed by data analysis and development using observations conducted by the author at the Face Recognition Unit at Yogyakarta Main Station during the research period of March-August 2025. The results show that the implementation of Face Recognition (FR) involves registration and data verification in the Access By KAI application or by visiting the departure station directly. Customers can then board directly through face recognition access by scanning their faces with a camera. Implementation of supporting systems and infrastructure with high-resolution cameras for facial scanning and ISO27001-certified cyber protection systems. Technical constraints include lack of stability and performance in the real-time data verification process, lack of accuracy in the lighting system, and the system's lack of sensitivity in recognizing customer data. Non-technical constraints include lack of customer trust, lack of socialization and education, and limited use, especially for toddlers, the elderly, and foreign nationals.</p> Siska Ayu Andarini, Risna Mediana Copyright (c) 2025 Siska Ayu Andarini, Risna Mediana https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/387 Fri, 08 Aug 2025 00:00:00 +0000 THE INFLUENCE OF WORK DISCIPLINE AND COMPETENCE ON JOB SATISFACTION MEDIATED BY EMPLOYE PERFORMANCE AMONG PUBLIC AND PRIVATE KINDERGARTEN TEACHERS IN BANTEN PROVINCE https://ije3.esc-id.org/index.php/home/article/view/386 <p>This study aimed to examine the influence of work discipline and competence on job satisfaction, with employee performance as a mediating variable, among public and private kindergarten teachers in Banten Province. Performance issues posed challenges for organizations, requiring strategies such as improving discipline, competence, and satisfaction. The hypotheses proposed that work discipline and competence positively and significantly affected job satisfaction and performance, while job satisfaction positively influenced performance. Employee performance was also expected to mediate the effects of work discipline and competence on job satisfaction. A quantitative approach was applied using Slovin’s formula, involving 200 respondents from 401 ASN kindergarten teachers. Data were analyzed through path analysis. Results showed: (1) work discipline significantly affected job satisfaction (β = 0.334; t = 3.177); (2) competence significantly affected job satisfaction (β = 0.442; t = 4.830); (3) work discipline significantly affected performance (β = 0.441; t = 3.636); (4) competence had no significant effect on performance (β = 0.086; t = 0.887); (5) performance significantly affected job satisfaction (β = 0.444; t = 4.995). Employee performance mediated the effects of work discipline (β = 0.254; t = 3.082; p &lt; 0.05) and competence (β = 0.235; t = 2.717; p &lt; 0.05) on job satisfaction. These findings indicate that improving discipline and competence, supported by optimal performance, enhances job satisfaction among ASN kindergarten teachers in Banten Province.</p> Ratnaningsih Ratnaningsih, Tata Rustandi, Angrian Permana Copyright (c) 2025 Ratnaningsih, Tata Rustandi, Angrian Permana https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/386 Fri, 08 Aug 2025 00:00:00 +0000 THE INFLUENCE OF WORK ENVIRONMENT AND DISCIPLINE ON WORK PRODUCTIVITY IN THE IMPLEMENTATION OF THE COMPLETE SYSTEMATIC LAND REGISTRATION PROGRAM (PTSL) IN BANDARAN VILLAGE, WINONGAN DISTRICT, PASURUAN REGENCY https://ije3.esc-id.org/index.php/home/article/view/385 <p>Land registration is a legal process involving the registration of ownership or rights to land at authorized government institutions, such as land offices. The Complete Systematic Land Registration Program (PTSL) is one of the government's efforts to improve the quality of land services and expedite the land registration process. The final stage of land registration is the issuance of a land certificate as proof of title. The land certificate serves as official evidence that provides legal certainty regarding the ownership or rights stated therein. This study aims to determine the influence of the work environment and discipline on work productivity in the implementation of the Complete Systematic Land Registration Program (PTSL) in Bandaran Village, Winongan District, Pasuruan Regency. The analysis used is research instrument testing, descriptive analysis, classical assumption testing and hypothesis testing. Based on the results of the study, the R Square value was obtained at 67.8%, which means that work productivity can be explained by 67.8% by the work environment and discipline. The work environment and discipline have a significant effect on work productivity simultaneously with an F count value of 33.63 and an F table value of 3.29 and a significance value of 0.000 &lt;0.05 indicating that Ha1 is accepted. The results of the work environment hypothesis test (X1) state a significance value of 0.025 &lt;0.05 indicating that the work environment has a significant effect on work productivity. The results of the work discipline hypothesis test (X2) state a significance value of 0.015 &lt;0.05 indicating that discipline has a significant effect on work productivity.</p> Tarisa Endah Yolanda, Agnes Ratna Pudyaningsih, Hari Wahyuni Copyright (c) 2025 Tarisa Endah Yolanda, Agnes Ratna Pudyaningsih, Hari Wahyuni https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/385 Fri, 08 Aug 2025 00:00:00 +0000 THE ROLE OF SHORT VIDEO MARKETING, ELECTRONIC WORD OF MOUTH, AND PERCEIVED RISK IN BUILDING CONSUMER TRUST AND PURCHASE INTENTION IN ONLINE TRAVEL AGENTS https://ije3.esc-id.org/index.php/home/article/view/384 <p>This study aims to examine and analyze the role of short video marketing, electronic word of mouth, and perceived risk in building consumer trust and purchase intention in online travel agents. This study involved 252 respondents who had seen Tiket.com service promotions on social media and were domiciled in Jakarta. The analytical methods used were validity and reliability testing using SPSS software, model feasibility testing, and hypothesis testing using AMOS 29 software. The analysis technique used was Structural Equation Modeling. These findings indicate that short video marketing and eWOM increase consumer trust, but only eWOM significantly drives purchase intention. Short video marketing does not directly influence purchases, while perceived risk does not reduce consumer trust but instead drives purchase intention because consumers are more cautious. Consumer trust itself is not significant for purchase intention, so other factors such as price and promotions remain important in purchasing decisions.</p> Faza Ruziqyani Firdausa, Usep Suhud, Meta Bara Berutu Copyright (c) 2025 Faza Ruziqyani Firdausa, Usep Suhud, Meta Bara Berutu3 https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/384 Fri, 08 Aug 2025 00:00:00 +0000 FINANCIAL PERFORMANCE ANALYSIS AT MICROFINANCE INSTITUTIONS: CASE STUDY AT REGIONAL BUSINESS ENTITIES BOGOR REGENCY https://ije3.esc-id.org/index.php/home/article/view/383 <p>Regional Business Entities (BUMD) are business entities whose capital is wholly or largely owned by the regional government. They consist of regional public companies and regional limited liability companies. Bogor Regency has several regional business entities (BUMD) operating in various sectors, including strategic sectors requiring government regulation and commercial sectors not explicitly regulated. Microfinance Institutions (LKM) are financial institutions that provide business development and community empowerment services through loans or financing micro-scale businesses to members and the community. PT Microfinance Institution (PT LKM) Bogor is a company originating from the Bogor District Credit Union (PD. PK), by applicable regulations, and its legal form has become PT LKM Bogor. PT LKM Bogor is at Jalan KSR Dadi Kusmayadi No. 6B Ruko Citra Nusa, Cibinong, Bogor Regency. This research aims to know the development of PT LKM's performance and its problems. The method for evaluating the performance of BUMD PT LKM Bogor was carried out based on assessing the health aspects of the DIR Decree Number 30/SK/KEP/DIR dated 30 April 1997 concerning Procedures for Assessing the Health Level of Rural Banks. It was guided by the Decree of the Minister of Finance of the Republic of Indonesia No. 826/KMK.013/1992. The aspects assessed in determining the level of company health include capital, productive asset quality, management, profitability, and liquidity. Based on the results and discussion above, the conclusions of this research are as follows: PT LKM's performance from 2018-2022 shows UNHEALTHY conditions. One of the reasons why PT LKM's health value is so small is that the quality of its productive assets, which have the most significant weight in determining the company's health level, has very little value.</p> Yan Noviar, Hasrul Hasrul, Herman Herman Copyright (c) 2025 Yan Noviar, Hasrul, Herman https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/383 Fri, 08 Aug 2025 00:00:00 +0000 FACTORS THAT CAN INFLUENCE SUBSCRIBE INTENTION ON KOMPAS.ID MODERATED BY SUBSCRIPTION TYPES https://ije3.esc-id.org/index.php/home/article/view/382 <p>This study aims to analyze the effect of enjoyment, price value, and ubiquity on the subscription intention of Kompas.id users, and see the moderating role of subscription types (basic and premium) in the relationship. A quantitative approach was used with a survey method, involving 400 Kompas.id user respondents in the Jabodetabek area. The data analysis technique used Partial Least Squares Structural Equation Modeling (PLS-SEM) through SmartPLS 4. The results showed that enjoyment and price value had a significant effect on subscription intention. Ubiquity has a significant effect on subscription intention. Moderation tests show that subscription types only moderates the relationship between ubiquity and subscribe intention, while it does not moderate the relationship between enjoyment and price value on subscribe intention. The findings provide theoretical and practical implications for digital marketing strategies in increasing subscription conversion through enjoyable user experience, value for money, and ease of access.</p> Bernadus Orudu Richard Zendrato, Andi Muhammad Sadat, Terrylina Arvinta Monoarfa Copyright (c) 2025 Bernadus Orudu Richard Zendrato*, Andi Muhammad Sadat, Terrylina Arvinta Monoarfa https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/382 Fri, 08 Aug 2025 00:00:00 +0000 THE ROLE OF EMPLOYEE ENGAGEMENT AND JOB SATISFACTION IN THE EFFECT OF REWARDS AND RECOGNITION ON INTENTION TO STAY https://ije3.esc-id.org/index.php/home/article/view/381 <p>The high employee turnover in the manufacturing sector, especially at PT IHI Power Service Indonesia (15% per year), is a strategic challenge for organizational effectiveness and efficiency. This study aims to analyze the effect of Reward and Recognition on Intention to Stay, by considering the mediating role of Employee Engagement and Job Satisfaction. A quantitative approach was used with a survey method on 182 permanent employees. The research instrument was a Likert-scale closed questionnaire, which was analyzed using PLS-SEM. The results showed that Reward and Recognition positively and significantly affect Intention to Stay directly and indirectly through Employee Engagement and Job Satisfaction. The chain mediation model shows that reward and recognition increase employee engagement, increase job satisfaction, and strengthen the intention to stay. The practical implication is that companies must implement a fair and relevant reward system and integrate it with strategies to increase engagement and job satisfaction and reduce employee turnover intention. Theoretically, this study enriches the HRM literature through a dual mediation model based on Social Exchange Theory in the context of the manufacturing industry in Indonesia.</p> Andini Fajrin, Edi Rahmat Taufik, Roni Kambara Copyright (c) 2025 Andini Fajrin, Edi Rahmat Taufik, Roni Kambara https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/381 Fri, 08 Aug 2025 00:00:00 +0000 THE IMPACT OF SERVICE QUALITY ON CUSTOMER LOYALTY THROUGH BRAND IMAGE IN MINIMARKETS https://ije3.esc-id.org/index.php/home/article/view/380 <p><em>Minimarkets are still the primary choice for shopping for daily necessities for all levels of Indonesian society. This study aims to examine the impact of service quality on customer loyalty through brand image at Indomaret minimarkets. The method used in this study is quantitative. Data measurement in this study was carried out by distributing questionnaires online and face-to-face through the Google Form application and distributing questionnaires directly. Respondents in this study were aged 18-50 years and made at least 2 purchases per month. The research sample was taken using a purposive sampling technique, and totaled 174 respondents. The data analysis technique used was Partial LeastMinimarkets are still the primary choice for shopping for daily necessities for all levels of Indonesian society. This study aims to examine the impact of service quality on customer loyalty through brand image at Indomaret minimarkets. The method used in this study is quantitative. Data measurement in this study was carried out by distributing questionnaires online and face-to-face through the Google Form application and distributing questionnaires directly. Respondents in this study were aged 18-50 years and made at least 2 purchases per month. The research sample was taken using a purposive sampling technique, and totaled 174 respondents. The data analysis technique used was Partial Least Square-Structural Equation Modeling (PLS-SEM). The results showed that brand image had a positive effect on customer loyalty, service quality had a positive effect on customer loyalty, and service quality had a positive effect on customer loyalty through brand image Square-Structural Equation Modeling (PLS-SEM). The results showed that brand image had a positive effect on customer loyalty, service quality had a positive effect on customer loyalty, and service quality had a positive effect on customer loyalty through brand image.</em></p> <p> </p> Zacky Putra Adrifa, Siti Mariam, Ahmad Hidayat Sutawijaya, Abdul Haeba Ramli Copyright (c) 2025 Zacky Putra Adrifa, Siti Mariam, Ahmad Hidayat Sutawijaya, Abdul Haeba Ramli https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/380 Fri, 08 Aug 2025 00:00:00 +0000 THE IMPLEMENTATION OF GREEN BANKING AND BOPO ON FINANCIAL PERFORMANCE IN BANKING COMPANIES IN INDONESIA https://ije3.esc-id.org/index.php/home/article/view/379 <p><em>Performance of a banking company can be seen from its profitability level. Banking companies strive to maximize profits in carrying out their business activities. The greater the profitability, the greater the profit. Conversely, if profitability is low, the profit will also be low. The goal points referred to as the Sustainable Development Goals (SDGs) are indicators of the implementation of sustainable business, one of which is in the economic sector. The implementation and disclosure of green banking practices and the calculation of the BOPO ratio in a company can be considered economically efficient if it can save production costs to achieve maximum profit using the panel data method (Random Effect Model/REM). The results of this study indicate that green banking has a positive and significant negative effect on profitability at banks in Indonesia.</em></p> Elma Abnaina, Analisa Analisa , Desi Sawaluna Copyright (c) 2025 Elma Abnaina, Analisa, Desi Sawaluna https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/379 Fri, 08 Aug 2025 00:00:00 +0000 IMPLEMENTATION OF EXPERIENTIAL LEARNING MODEL ASSISTED BY INTERACTIVE GAMES TO IMPROVE LEARNING INTEREST CONCEPT UNDERSTAND SKILLS https://ije3.esc-id.org/index.php/home/article/view/376 <p><em>This study aims to test the effectiveness of the implementation of the interactive game-assisted experiential learning model in improving the learning interest and skills to understand mathematical concepts of students in grade VIII B SMP Negeri 2 Kembaran. </em><em>This research uses the classroom action research method which is implemented in two cycles.</em><em> The research subjects were 32 students, with data collection techniques through observation, interviews, and documentation. The results of the study showed a significant increase in students' interest in learning and skills to understand mathematical concepts. In the first cycle, the average learning interest reached 68.00 (medium category) and increased to 78.00 (high category) in the second cycle. The skills to understand mathematical concepts has also increased, with the average test score in the first cycle of 67.50 and increased to 75.00 in the second cycle. The classical learning completeness of students reached 74.00%, meeting the PTK success indicator of 70.00%. The study concluded that the interactive game-assisted Experiential Learning model was effective in increasing students' interest in learning and understanding of mathematical concepts.</em></p> Findi Auliya Fatikhah, Gunawan Gunawan, Ahmad Ahmad, Jaka Wijaya Kusuma, Erni Widiyastuti Copyright (c) 2025 Findi Auliya Fatikhah, Gunawan, Ahmad, Jaka Wijaya Kusuma, Erni Widiyastuti, LN https://creativecommons.org/licenses/by-nc-sa/4.0 https://ije3.esc-id.org/index.php/home/article/view/376 Fri, 08 Aug 2025 00:00:00 +0000